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Understanding the Various Types Of Title Deeds in Kenya

Wednesday, August 9, 2023 1:58 PM By Koch Properties

Title Deeds in Kenya: Understanding the Various Types - By Koch Properties

When it comes to real estate investment, it is crucial to understand the significance of title deeds as they serve as solid proof of ownership for specific property assets. In Kenya, title deeds are issued by the Ministry of Lands, Housing, and Urban Development at regional registry offices. In this blog post, we will explore the four types of titles and provide comprehensive answers to frequently asked questions about property ownership at Koch Properties. Discover valuable insights on real estate investment and title deeds in Kenya through this informative blog.

Absolute Title Deed;

An absolute title deed provides complete and unrestricted ownership of a property, offering security and confidence to the owner. This crucial document enables access to various financial opportunities, like loans and banking products, directly linked to the property. With an absolute title deed, property owners can confidently explore possibilities and leverage their property for financial benefits. The ownership of an absolute title deed offers a number of advantages, including full and unlimited rights to the property in question. These include:

  • The right to occupy, possess and use the property as you see fit;
  • The right to benefit from any benefits associated with the land;
  • The right to transfer or sell the property;

Certificate of Lease;

A certificate of lease is issued after a 99-year agreement between the government and private owners. This document ensures the legality of property investments in Kenya, providing valuable benefits for both parties involved. It includes essential information regarding the land, such as boundaries and title deed references from neighbors. Understanding the advantages of a certificate of lease empowers investors to maximize property assets and create long-term value. Invest wisely with a certificate of lease in Kenya.

Advantages of a certificate of lease;

  • Security of tenure;
  • Maximize use and value;
  • Safe and legal investment in Kenya;
  • Ability to transfer or sell the property.

Sectional Title deed;

Sectional title deeds are a unique type of property ownership, typically associated with apartments and commercial buildings. They offer flexibility for investors by allowing multiple owners with different ownership interests in the property. With a sectional title deed, individual divisions of the property can be sold, leased, or rented without causing disruptions to other owners. Discover the advantages of sectional title deeds for partial ownership in the housing market, and seize the opportunities they provide.

Advantages of sectional title deeds;

  • Ability to partially own property;
  • Flexibility for investors;
  • Easier to resell/rent out divisions;
  • Can be used as collateral for loans.


1.What Is A Certificate Of Title?

A certificate of title is an official document issued by the government when a parcel of land is subdivided without a change in its designated usage, it is granted under the Registered Lands Act Cap 21. This act provides a legal framework for land subdivisions, ensuring proper land management and development.

2.What Is A Lease?

A lease is a legal agreement granting a tenant the right to use a piece of land for a specific period in exchange for rent payment. The lessor, also known as the landlord, imposes certain restrictions or conditions on the lessee, determining how the land can be utilised. The lessee holds a 99-year lease, while the government acts as the lessor or landlord.

3.What Is A Cavet?

A caveat serves as a warning or precaution, providing important information or qualifications. When a caveat is lodged on a property, it notifies anyone interested in dealing with the property that another party's interest takes precedence. Understanding the concept of a caveat is crucial for property transactions and legal considerations.

4.Land Rates

In Kenya, land rates refer to the fees imposed by county authorities within a municipality. Payment of these rates is made to the county government in the specific locality where the land is located. These rates may vary based on factors such as land value and the services provided by county offices such as essential land infrastructure, including roads, water, and sanitation. It is important to note that land rates are mandatory for investors who own freehold and leasehold land. However, certain types of land use, such as schools, educational institutions, religious worship centers accessible to the public, and burial grounds, are exempt from land rate charges.

5.Land Rent

In Kenya, land rent is a government fee for land use, paid to the Ministry of Land and Physical Planning. When you pay your land rent, you receive a rent clearance certificate as proof of payment. This rent, also called ground rent, applies to real estate investors who own leasehold land.

Bottom Line;

Understanding the four types of title deeds in Kenya is essential when investing in property. With a better insight into Kenyan real estate regulations, investors can make wise decisions that maximize their potential returns and secure ownership of their assets. Be sure to conduct thorough research and consult with legal professionals before signing any documents or making investments in property. With Koch Properties, you can find the perfect title deed that will serve your needs and protect your interests.

Start planning for a secure future with real estate investments and title deeds in Kenya – contact Koch Properties today!